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So a debt collector with the wrong number has been calling my cell phone for the past few weeks. I set up Auto reject for any unknown numbers, but I still get a missed call notification.
Back when I had my G1, I had a similar problem with mistaken identity. After setting up Auto reject on it, it was as if they had never called. Is there any way to achieve the same effect on my Vibrant?
Or to attack it at the root, does anyone have a secret to success with getting these walking talking pieces of **** to stop calling me? If I even ask whos calling they hang up on me. You would think if they actually cared about collecting a debt, theyd have a better system in place for fact checking. There should be an office where you can show your I.D to be expunged from their records. I am probably way more enraged than I should be...but I cant stand these people.
Not sure about the auto reject but tell them you wish to settle the debt(i know its mot you, hang tight) but that you need the settlement offer on physical paper. this will force them to mail a letter with company information on it. From there you at least know their main office number and who the a-holes are.
Sent from my SGH-T959 using XDA Premium App
I do want to know who they are so that I might actually call the building and talk to someone who wont hang up on me, but the last thing I want is to give them information on me that they don't already have. 99.9% of the time, they think you're lying, so any extra info just gives them a new medium to harass me through.
Hello has anyone used the money toolkit app to access your account?. On my iphone I have an official natwest app, which am sure is safe however a bit worried about this one cause it clearly states not affiliated with any bank.
Hi marvi0
I am Dan - founder of Money Toolkit, so obviously my opinion is not impartial
You are absolutely right to question apps like ours, and I wish more people were more diligent in this resect.
The biggest barrier to using any third party financial app is trust. For a small start up like ours, theres a bit of a catch 22 thing. The best way for people to trust our app is to see others using it, which means having enough early trail blazers use it.
I hope you do read some of the pages on our site regarding security - we have gone to very great lengths to keep you in charge of your credentials.
But this is still only our word. Probably the best thing to help increase your confidence is to look on our get satisfaction pages - (we cant delete messages, so it is an open conversation). Also check the comments on the Android market, again we can't even respond as the developer (which can be frustrating).
I hope others do respond on here, though we only have 500+ active users, so I would be a bit surprised.
There will always be some nervousness committing to our app, ultimately you have to go with your instincts - most people who see our app don't go on to enter their details, which is a shame in my opinion (obviously), because those who do find our app really useful.
Any questions, just ask.
Cheers.
Dan.
I have installed it and it looks pretty good
I have my fingers crossed regarding the security
Thanks for your reply so does this app actually allow me to view my natwest account information?
marvi0 said:
Thanks for your reply so does this app actually allow me to view my natwest account information?
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it does yeah
you get an overview and then when you click on the account it drills down into the transactions
you cant see direct debits etc
also i wish you could change the theme, the wooden effect is a bit yukky, lol
but it does the job fine
also you have to manually log out or the app will run in the background, and if someone picks up your phone they can see the bank funds etc
winwiz - thanks for that.
You are not alone a few people don't like the wooden theme, so we are thinking of changing that.
The idea was that it continues the web site theme of being a work bench - continuing to follow the tool kit idea! We also didn't want to look like another boring bank, but probably it doesn't work that well on the phones.
Regarding logging out - we keep you logged in on purpose, (it will time out after 5 minutes) it is really annoying when you accidentally go back too far or want to swap to another app and have to log back in. Perhaps we should make that another setting?
some people even choose to keep their password remembered, and rely on the phones own security.
Remember this is a READ ONLY app, there is absolutely no way anyone could transfer funds, or make any changes to your bank.
We've got some nice things planned, like categorising your sending and graphs etc.
So any feedback or ideas really welcome - especially on the get satisfaction pages
Cheers.
MTK-Dan said:
winwiz - thanks for that.
You are not alone a few people don't like the wooden theme, so we are thinking of changing that.
The idea was that it continues the web site theme of being a work bench - continuing to follow the tool kit idea! We also didn't want to look like another boring bank, but probably it doesn't work that well on the phones.
Regarding logging out - we keep you logged in on purpose, (it will time out after 5 minutes) it is really annoying when you accidentally go back too far or want to swap to another app and have to log back in. Perhaps we should make that another setting?
some people even choose to keep their password remembered, and rely on the phones own security.
Remember this is a READ ONLY app, there is absolutely no way anyone could transfer funds, or make any changes to your bank.
We've got some nice things planned, like categorising your sending and graphs etc.
So any feedback or ideas really welcome - especially on the get satisfaction pages
Cheers.
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Hi Dan,
Thanks for the great feedback. I'd like the option to customise the background, or if this is not possible, a solid black background. The timeout option should be configurable so the user can set the timeout period!
I look forward to the updates
MTK-Dan said:
I am Dan - founder of Money Toolkit, so obviously my opinion is not impartial
...
Any questions, just ask.
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Hi Dan,
Was just deliberating about using Money Toolkit and I had a couple questions. I've no knowledge in this area so please bare with me.
On the blog post here: hxxp://moneytoolkit.com/2010/09/secure-mobile-banking/
You said that:
"Yodlee then sells your bank data to the web site that you signed up".
Which I agree doesn't sound ideal - but they have to make money to be a sustainable business. How does money toolkit intend to make money? Which part of users financial details will be utilised to do this?
Secondly - regarding the security - the same blog post says:
"Not only would someone have to get access to your phone they would have to go to the same lengths as they would if they wanted to ‘hack’ into a bank, but they would have to do it three times!"
I presume that each location storing data can't login to the bank account in part. Instead a single server instance would have to login - requiring all 3 parts of the information to do so as banks usually randomise the questions asked. That presumption may be wrong however - but if it's correct does that mean a hacker could just hack that single server instance and intercept the traffic being sent to the bank?
You said that:
"Yodlee then sells your bank data to the web site that you signed up".
"but they have to make money to be a sustainable business. How does money toolkit intend to make money? Which part of users financial details will be utilised to do this?""
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We point out the normal relationship with Yodlee because Yodlee is an independant third party, they are the entity that you end up having the biggest contractual relationship with, in fact you sign over power of attourney to them when you use a web site that uses their aggregation (read the small print).
Regarding Money Toolkit making money, so far we don't! Of course, as you point out, we need to, so we have two options - we will ask for 50p per month (for example), or we will offer good deals with companies we trust (generally not main stream banking companies), where we will make a commission, if we do that we will make the commission obvious and share it with the person taking the offer.
"Secondly - regarding the security...
...does that mean a hacker could just hack that single server instance and intercept the traffic being sent to the bank?"
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Well your main assumptions is correct, but the reasoning not quite right. Firstly it is not just because of the random nature of the security questions that the three way split is valuable, but literally each part is utterly useless without the other parts, they are three parts of an encrypted file, which MUST come together before it is possible to decrypt.
The decrypted file (now only in volatile memory) then returns values to your phone and it is your phone which sends (over SSL) the right request to the bank, so they would have to breach our own SSL traffic (and custom encryption). Our IP's and the bank's are hard coded so a traditional man in the midle attack is ruled out. They would in effect, have to dupe you into downloading a dodgy Money Toolkit apk for this to be possible.
As you may know, the huge majority of security problems come from static data being discoverable (cd's and memory sticks left on trains for example). In our case the three seperate locations, including your phone make this kind of static data recovery, all but impossible.
However... you are right tht if someone managed to compromise the individual server that, at that moment (we have many), did that specific decryption: then if they were very smart, they might have the ability to detect your secure bank details. Though it would be almost imposible for that to happen and us not know about it. To alter our code and not have our systems detect the intrusion would be phenomenal.
MTK-Dan said:
so we have two options - we will ask for 50p per month (for example), or we will offer good deals with companies we trust (generally not main stream banking companies), where we will make a commission, if we do that we will make the commission obvious and share it with the person taking the offer.
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Great, both options sound reasonable
MTK-Dan said:
they are three parts of an encrypted file, which MUST come together before it is possible to decrypt.
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Neat, didn't realise.
MTK-Dan said:
The decrypted file (now only in volatile memory) then returns values to your phone and it is your phone which sends (over SSL) the right request to the bank, so they would have to breach our own SSL traffic (and custom encryption).
They would in effect, have to dupe you into downloading a dodgy Money Toolkit apk for this to be possible.
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That at least does sound secure (without understanding it more) I suppose there may also be security issues beyond a dodgy .apk file if the Android device has been rooted - because I think that allows apps to work outside of their sandbox. Again, I don't know enough about that.
Thanks for the detailed answers, it gives me more confidence in the service.
aph5 said:
Great, both options sound reasonable
Neat, didn't realise.
That at least does sound secure (without understanding it more) I suppose there may also be security issues beyond a dodgy .apk file if the Android device has been rooted - because I think that allows apps to work outside of their sandbox. Again, I don't know enough about that.
Thanks for the detailed answers, it gives me more confidence in the service.
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Is it possible to transfer money to whomever you want with this app?
So I think I've done enough research to have an idea of why recording the incoming voice stream is so damn elusive and difficult. Basically, it seems that it's an access issue between the baseband processor and the application processor.
So here's my question/idea: Doesn't the app processor have some level of access to the incoming voice stream by virtue of the fact that the stream can be sent to the headset jack, speaker, or even a bluetooth device at will? If the stream cannot be intercepted when going to the standard ear piece, can it perhaps be intercepted via whatever mechanism is diverting the stream to the various types of output?
For example, maybe we could develop a virtual bluetooth device. Similar to a virtual DVD drive in widows. There's no real physical drive, but the driver makes windows think there is and it can be used to mount ISOs... Well, same concept - make a virtual bluetooth device that android thinks is a physical device, and use whatever existing mechanisms to divert the audio stream to the virtual device. Then of course, the back-end for the virtual bluetooth could simply send the sound back to the handset whilst recording the audio stream.
I'm still an Android dev n00b, so coding this would take me quite some time. But what do you veterans think? Does this sound plausable/impossible/stupid? Maybe someone's thought of this and it didn't work out for whatever reason?
Thanks
Im not a dev by any means but I wish you luck I would love to have call recording on the Atrix. I can have it on the Cap ONLY on I9000 ROMs, had something to do with one of the eurasian Galaxy S models shipping with a call recording feature baked in to the "Dialer" app and the devs ported that dialer to I9000. Afaik it wont work w CM7 so I cant use it even tho I still have the flashable zip on my sd. Maybe if you change your post title to say you are wanting to dev for call recording you would get more of a response, I know this is the dev forum but as many wrong posts that have been here lately you might get overlooked..
Just remember the laws and regulations if you do indeed succeed. In the US, it is illegal to record a call without notifying the party involved with the call.
Cant wait to see it working.
Sent from Motorola Atrix on TELUS.
nosit1 said:
Just remember the laws and regulations if you do indeed succeed. In the US, it is illegal to record a call without notifying the party involved with the call.
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You're somewhat correct here. The actual answer here is that it is illegal in some states to record any interaction between two people without notification and acceptance by both parties. Some states it's a simple notification, some states it's illegal period, some states it doesn't matter. It's all by the state.
yup very true, every state has different rulings on the laws of call recording. Mostly big states you must notify the other party saying this call is being recorded blah blah blah... I live in CA so everytime I get a telemarketers call I always hear that BS
why on development?.
Moved.
Mr. Clown said:
why on development?.
Moved.
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Because it's a development question, necessitating an answer from a developer. The legal conversation is not the intent of this post.
Sent from my MB860 using XDA App
nosit1 said:
Just remember the laws and regulations if you do indeed succeed. In the US, it is illegal to record a call without notifying the party involved with the call.
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There is already a long thread on this same subject in which I layed out the actual law as it pertains to states and the federal law about recording calls.
Please refrain from posting what is 100% wrong, especially when it relates to legalities. You misinform people who could actually be seeking legal advice.
Read the following and educate yourself from there!
http://www.callcorder.com/phone-recording-law-america.htm
I would ask that the moderators shut down threads where legal arguments arise, as there is so much misinformation from ignorant parties in these threads, that it could cause XDA more problems than they bargain for.
more so threads that are retreads of existing threads that aren't even that old.
No more legal talk!!
Sigh... Why on earth can't we talk about this subject without it turning into a legal discussion??
I don't give a rat's a** about the law here. No, I don't intend to break it, but that's 100% irrelevant. I'm not a lawyer trying to solve a legal problem, I'm an engineer and budding mobile dev hobbyist trying to solve a TECHNICAL problem.
Please, don't thwart an otherwise good and edifying technical discussion with fruitless arguing about legal BS. If I were interested in what the law says, I would not be posting to XDA. Come on, guys! Let's talk baseband processors, hacks, kernel mode drivers, <insert more tech jargon here>...
Maybe this is why no one can get anywhere with this. It always somehow transforms from "solve technical problem" (which is what we're good at, and actually qualified to do) to "get into a legal/philosophical debate". I don't know about you all, but I didn't go to law school; I went to a technical school and got a EE. And last time I checked the xda-developers.com home page, it said that XDA is:
"...the largest Internet community of lawyers/law students who like to discuss legal issues as they pertain to mobile devices."
Oops, no wait. My bad. It actually says:
"...the largest Internet community of smartphone/tablet enthusiasts and developers for the Android and Windows Phone platforms."
Can we please try to focus here? I didn't come here to pick a fight. Let's put our heads together and solve a technical problem.
y2whisper said:
more so threads that are retreads of existing threads that aren't even that old.
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Those threads aren't productive because they all get off-subject by turning into legal debates. I was hoping that maybe this thread could actually be different and maybe help get some real and productive conversation going about the technical issues.
ah fair enough. Maybe edit the subject for that reason. Personally I would like to have this feature, came in handy once on my touch pro. over here we can record as long as 1 party knows its being recorded.
If you legally can't in your area, this thread might not be for you.
y2whisper said:
ah fair enough. Maybe edit the subject for that reason.
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That's a good idea. I didn't know I could do that. Having trouble though. Sorry, I'm kind of an XDA n00b as well... how do I edit the subject? I can edit the post, but the subject appears to be read-only.
haha wish I could tell you off hand but I haven't had to edit one before.
Been using AntTek Blacklist to kill spam and unwanted calls, but it's total crap now. Instead of using the pick up / hang up it sends to voicemail and turns ringer to off. If I do not notice a call was blocked by blacklist my phone ringer will sit on mute and I miss real calls. The pick up / hang up on blocked calls is very important. I do not want the voice mail! So I am done with it and looking for a good alternative recommended that will pick up and kill unwanted calls effectively
AntTek is ZERO help and if I wasn't too lazy I would spend the day writing reviews all over the web on their crap service...
AntTek support is just awful. Actually, that is not accurate, it does not even exist. After I complained my ticket was not replied to after 6 weeks, they just closed it unanswered. I know 4 bucks is not huge money, but if I buy a premium app I want it to work, and I want support to reply, at least in a week
Any recommendation on a replacement would be cool. Thanks
Have you tried Whoscall?
snapper.fishes said:
Have you tried Whoscall?
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Thanks. How does it block the call? I read the description and I'm not clear. Does it pick up and immediately hang up?
I see this was moved to QandA. Not sure if this is because I slagged AntTek or the content, not really important.
AntTeks zero support needs to be addressed. What is the best way to address this on a board this large? Honest question. They need to be called out and XDA is a powerhouse so I want to make sure they have at least one negative review on here
This is not a case of someone with little tech knowledge being silly or misinformed, this is really a company that is dine and dash. My first android was the G1, I know what is good and bad service and I know how to use android
A company that is fine collecting a few bucks from 1000s of people and moving on needs to be called out
We have been through five phones -Samsung Galaxy, then Motorola, two internet providers two cell phone providers, made so many calls I have lost count. He uses Chromebook and a Motorola Droid phone. He has even hacked my old home phone, tv, you name it, he has tried to own it . Oh, I forgot-my home security and ring doorbells also. I can change an app permission and I can see him go right in and change it back. I am sure he lives close in the neighborhood How do I get rid of this horrible person?
He grays out permissions, default apps, etc., Which keeps me from being able to delete an app, or change someone being able to access in the background. He has confiscated our emails (Gmail), prevents us from sending or receiving ones he doesn't like. He uses email for email on the web, advertising, chat, and many other things. He listens to phone calls steals all photos, maps addresses to companies or people in contacts, uses maps for ?? Xxx an anyone help me, or at least tell me how to reverse graying out on apps? This has become unbearable! Thank you!
How do you know it's a he?
It's always the girl next door.
Lol! I cannot prove it, but the big gamers nextdoor moved in when this started happening. Their best friend is an experienced IT guy who only appears when I have gone in and changed things. In those days, new changes happen, such as Ring doorbells hacker, etc. Not blaming, but coincidence?
blackhawk said:
How do you know it's a he?
It's always the girl next door.
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Sorry. See reply in post.
Bro, I'm so sorry. My husband has been going through this VERY thing for the past year. They don't mess with mine. I just wanted to let you know even though I don't have any resolve for you, I hear you and know that it's not phony and we totally feel for you. Seriously, maybe you and my hubby can talk. I'm so sorry that you're going through it. Feel free to message me.
This sounds like a great fan fiction and will bookmark this to see how the story develops. Thank you for putting this in Moto G Power section right where it belongs!
Sounds like you might need to invest in a router with better security features.
Moosetears said:
This sounds like a great fan fiction and will bookmark this to see how the story develops. Thank you for putting this in Moto G Power section right where it belongs!
Sounds like you might need to invest in a router with better security features.
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Definitely not fiction. It is a nightmare and could REALLY use some advice!
gunnshot81488 said:
Bro, I'm so sorry. My husband has been going through this VERY thing for the past year. They don't mess with mine. I just wanted to let you know even though I don't have any resolve for you, I hear you and know that it's not phony and we totally feel for you. Seriously, maybe you and my hubby can talk. I'm so sorry that you're going through it. Feel free to message me.
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It has been a nightmare! They started with mine, and have now invaded my husband's phone also.
Scammed said:
It has been a nightmare! They started with mine, and have now invaded my husband's phone also.
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Why are you posting on XDA? If you are this convinced that someone has unauthorized access to your devices, you need to be talking to law enforcement. The best advice we can offer you is to change all your passwords immediately, enable 2 factor authentication, and if possible seek a restraining order. XDA is a smart device hacking and development community, not a private investigation service.
V0latyle said:
Why are you posting on XDA? If you are this convinced that someone has unauthorized access to your devices, you need to be talking to law enforcement. The best advice we can offer you is to change all your passwords immediately, enable 2 factor authentication, and if possible seek a restraining order. XDA is a smart device hacking and development community, not a private investigation service.
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I didn't think you were a p.i. firm. Obviously, I am not tech savvy. A little kindness please? I simply want to know how to ungray grayed out app permissions. I have searched on my own and cannot find the answer. I have reported it to local police, state police, Motorola, Samsung, Verizon, Xfinity, metronet, on and on and on. No help from anyone. I don't have $2,500.00 to just put down a retainer for a p.i. I knew someone on this forum would know the answer I am searching for and might kindly tell me. Thank you.
Scammed said:
I didn't think you were a p.i. firm. Obviously, I am not tech savvy. A little kindness please? I simply want to know how to ungray grayed out app permissions. I have searched on my own and cannot find the answer. I have reported it to local police, state police, Motorola, Samsung, Verizon, Xfinity, metronet, on and on and on. No help from anyone. I don't have $2,500.00 to just put down a retainer for a p.i. I knew someone on this forum would know the answer I am searching for and might kindly tell me. Thank you.
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Well, it can be hard to distinguish the difference between reasonable concern over privacy violations vs unwarranted paranoia, and you aren't the only one who's come to XDA with this type of story. Most of your assumptions are likely mistaken and can be simply explained by the nature of Android itself.
Remote intrusion of mobile devices is actually pretty rare. The most common ways bad actors get ahold of sensitive user information are: phishing, user-approved permissions on questionable apps such as TikTok, and "connected" social media accounts, where users allow websites and apps access to their social media profiles, or use their social media as a login.
Regardless, to the technical point of the matter, grayed out app permissions are not the result of hacking or surreptitious malfeasance, but rather the nature of the "rules" inherent to Android - you can't remove system apps or disable system-controlled permissions without root.
If you still think you have reasons for concern, this is my only suggestion:
Change your phone number
Immediately change all relevant passwords - minimum 10 characters, a mix of upper case, lower case, numbers, and special characters, do not reuse them
Enable 2 factor authentication on all accounts, ensuring your 2nd factor is something that you and only you have access to
Once done, sign out all devices signed into those accounts
Perform a factory reset on your device; even better, reflash factory firmware. Keep bootloader locked.
Do not use questionable apps